What is independent financial advice?

We are certified independent. The CIFAA’s seal of approval shown on our website helps Australians select a financial adviser who operates without receiving incentives and without conflict.

What is a financial advisor and what are the services one offers?

A financial advisor is a professional who provides personalised financial guidance and advice based on your individual financial goals and circumstances.

Why are financial advisors important?

Financial advisors help individuals and families make informed decisions about their finances. Our expertise and knowledge can assist you in creating a tailored financial plan that aligns with your goals.

What can I expect during a consultation with a financial advisor?

During a consultation, we will typically start by getting to know you, your life goals, risk tolerance, and current financial situation.

How can I prepare for my first meeting with a financial advisor?

Before your first meeting, take some time to think about your life goals, both short-term and long-term. Consider any questions you have regarding our approach to financial planning.

How do financial advisors determine personalised strategies for clients?

Financial advisors determine strategies by conducting a thorough analysis of your financial situation. We consider factors such as your income, expenses, assets, debts, risk tolerance, time horizon, and future goals.

Independent Financial Planner Chatswood

Meet your Independent Financial Advisor. We service clients in the Chatswood, Sydney area

Our strategic analysis of your financial state will unearth opportunities to improve and empower your financial decisions with personalised financial modelling.

Plutus Financial Guidance is not like other Financial Planners in Sydney. We provide entirely independent financial planning advice. As independent financial advisors we do not receive commissions or kickbacks. We also do not receive referral fees or any asset-based fees.

As entirely independent financial planners we are not related to any financial institution or product manufacturer. We also do not have any of our own products. This means we are not incentivised to sell you any particular products, making our only goal to provide you with quality independent financial advice. Our focus is on providing strategic independent financial advice, coupled with product recommendations, to develop a financial plan that is entirely in your best interest. We are not restricted to any particular providers or products and will therefore not recommend anything unless it is entirely in your best interest.

As independent financial advisors, we will always work with your best interests at heart. We provide and independent holistic service to help you achieve your goals, much like a health practitioner. We are here to empower you to make better financial decisions and achieve your personal financial goals. Whether you are looking for estate planning advice, aged care financial advice, independent superannuation advice or retirement planning advice, Plutus Financial Guidance will work with you to establish an individually tailored financial plan.

Experienced independent financial planner servicing the Chatswood area.

We conduct ourselves in a professional, ethical and socially responsible way when it comes to providing independent financial advice to our clients.

Our clients share our sense of community, and care about the people and environment around them.

We believe in long term financial success and therefore do not promise instant gratification. Rather we will work with you to create a strategic plan to ensure you can meet and maintain your long term financial goals. We understand that the road will be different for everyone and we are here to support you on your journey of finding, developing and maintaining financial success. Our goal is to provide you with individual, independent financial advice to help you achieve your finance goals.

An independent financial advisor can help you plan for a secure future, as well as help you through tough times.

Part of wealth management is also setting you up with a safety net during times of hardship. Life is full of ups and downs, so it is important that you plan ahead to ensure the full health of your finances. Protecting your income and assets during difficult periods is important not only for you, but also for your loved ones. Plutus Financial Guidance can help you plan around redundancy, divorce, serious injury, illness and death.

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estate planning advice for retired people, peaceful retired couple

Meet your professional Independent Financial Advisor servicing the Chatswood, Sydney area

Vince Lam

Principal Consultant MAppFin BCom CPA JP

Vince is an Independent Financial Advisor and Accountant with over two decades of industry experience. He has worked for organisations such as Energy Australia, Deloitte, AMP, ABN Amro, HSBC & Westpac.

His academic qualifications include a Master of Applied Finance from the Macquarie University Applied Finance Centre and a Bachelor of Commerce degree from the University of Sydney. He also holds the Certified Practising Accountants (CPA) designation and is an Accredited Aged Care Professional.

One of Vince’s personal passions is his work in philanthropy. In past and present Vince has actively supported a number of organisations and causes, including Room to Read, Deaf Connect and has also established his own philanthropic organisation.

Vince is currently a board director of the well-respected Deaf Connect, as well as a Justice of the Peace (JP) of New South Wales.

Contact Vince, your local Financial Advisor today.

Your experienced Financial Planner in the Chatswood area can help you with a wide range of financial planning services…

Retirement Planning Advice

Make your transition into retirement smooth with the right strategy and early planning. Enable yourself to have the retirement lifestyle you desire and feel empowered knowing how long you have to work for.

Investment Strategy

Want to grow your wealth? We can help you investigate the right investment strategy and options to achieve your financial goals including your super, self managed super funds, property and shares.

Estate Planning Advice

What happens to you and your family in life changing events? We can help you sort out financial affairs including general estate planning, marriage, separation and inheritance.

Budget & Savings Plan

Let us help you with cashflow design, calibration & optimisation. Curb your spending by creating a budget to get your savings back on track, so you can achieve your financial goals.

Debt Management

Eliminate the stress of managing your debt with the right strategy, structure & repayment plan. We can discuss your options on how to better manage and pay off debt.

Independent Wealth Management

What plans do you have in place to protect your lifestyle, if your ability to earn income was compromised? We can analyse your risk and plan around trauma, income protection, permanent disability and life insurance.

Plutus Financial Guidance is your Independent Financial Advisor servicing the Chatswood area.

Plutus Financial Guidance deliver tailored and transparent financial advice and financial planning services Chatswood, situated in Sydney. Our professional Financial Advisor delivers independent financial advice with integrity, excellence and purpose. We help you create, improve and protect your personal wealth.

Our experienced Independent Financial Advisor near Chatswood can help you achieve the lifestyle you desire for you and your family.

No matter your age, income or goals in life – an independent financial advisor can help guide you on your personal journey to financial health and empower you with financial freedom.

Talk to your independent financial planner near Chatswood – contact us today

At Plutus Financial Guidance we deliver personalised strategies for wealth management including independent financial advice to manage debt, better protect your income and wealth, make more informed investment decisions, streamline your budget and saving and transition to retirement.

We will work with you to help you achieve your life objectives.

Regardless of what you imagine to be your ideal when it comes to personal wealth, we will work with you to tailor individual financial plans to achieve your unique goal.