What is independent financial advice?

We are certified independent. The CIFAA’s seal of approval shown on our website helps Australians select a financial adviser who operates without receiving incentives and without conflict.

What is a financial advisor and what are the services one offers?

A financial advisor is a professional who provides personalised financial guidance and advice based on your individual financial goals and circumstances.

Why are financial advisors important?

Financial advisors help individuals and families make informed decisions about their finances. Our expertise and knowledge can assist you in creating a tailored financial plan that aligns with your goals.

What can I expect during a consultation with a financial advisor?

During a consultation, we will typically start by getting to know you, your life goals, risk tolerance, and current financial situation.

How can I prepare for my first meeting with a financial advisor?

Before your first meeting, take some time to think about your life goals, both short-term and long-term. Consider any questions you have regarding our approach to financial planning.

How do financial advisors determine personalised strategies for clients?

Financial advisors determine strategies by conducting a thorough analysis of your financial situation. We consider factors such as your income, expenses, assets, debts, risk tolerance, time horizon, and future goals.

Certified Independent Financial Advice Parramatta

Looking for an independent financial advice. We service clients in the Parramatta, Sydney area

Plutus Financial Guidance, your Independent Financial Advisor in Parramatta, will undertake a strategic analysis of your financial state and unearth opportunities to improve and empower your financial decisions.

Differing from other Financial Advisors throughout Sydney, Plutus Financial Guidance provide entirely independent financial advice. As independent financial advisors in Parramatta we take no asset-based fees, commissions, kickbacks – nor do we receive referral fees.

At Plutus Financial Guidance we have no relation to any financial institutions or product manufacturers, nor do we have our own products. You can be confident that we are providing entirely independent financial advice as we are not incentivised to sell you any products

With a focus on researched strategic advice, integrated with product recommendations completely free from conflict remuneration. Plutus Financial Guidance are not restricted to any particular providers and do not have a limited list of products with undue influence.

Plutus Financial Guidance is here to empower you to make better financial decisions and achieve your personal finance goals. Unlike many traditional financial institutions, our sole focus is on the benefits for you.

Experienced independent financial advisor servicing clients in Parramatta

Plutus Financial Guidance manage themselves in a professional, ethical and socially responsible way when it comes to providing independent financial advice to their clients.

Plutus Financial Guidance work with clients who share their sense of community and care about the people and environment around them.

Plutus Financial Guidance believes in providing independent financial advice that is individually tailored to you. By building a relationship and getting to know you better, Plutus Financial Guidance will develop a long-term plan for you to achieve and maintain your financial goals.

“As an independent financial advisor in Parramatta, Plutus Financial Guidance will not only help you build a secure future, but also help you in times of hardship.”

An important part of independent wealth management is also developing a safety net for tougher times. Protecting your income and assets during difficult periods ensures a security blanket for not only you, but also your family. Plutus Financial Guidance can help you plan around redundancy, divorce, serious injury, illness and death.

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Meet your dedicated Independent Financial Advisor servicing clients in Parramatta

Vince Lam

Principal Consultant MAppFin BCom CPA JP

Vince is an Accountant and an Independent Financial Advisor with over two decades of industry experience. He has worked for blue chip organisations such as Deloitte, ABN Amro, AMP, HSBC, Westpac & Energy Australia.

His academic qualifications include a Master of Applied Finance from the Macquarie University Applied Finance Centre and a Bachelor of Commerce degree from the University of Sydney. He also holds the Certified Practising Accountants (CPA) designation and is an Accredited Aged Care Professional.

One of Vince’s personal passions is his work in philanthropy. In past and present Vince has actively supported a number of organisations and causes, including Room to Read, Deaf Connect and has also established his own philanthropic organisation.

Vince is currently a board director of the well-respected Deaf Connect, as well as a Justice of the Peace (JP) of New South Wales.

Contact Vince, your local Financial Advisor today.

Your Independent Financial Planner servicing Parramatta can help you with a wide range of independent financial planning services…

Retirement Planning Advice

Make your transition into retirement smooth by seeking retirement financial advice. Develop a strategic retirement plan to enable you to live the retirement lifestyle you desire.

Estate Planning Advice

Have you considered your financial position in the instance of a life-altering event? Plutus Financial Guidance can help you sort out financial affairs including general estate planning advice, marriage, separation and inheritance.

Budget & Savings Plan

Let us help you with cashflow design, calibration & optimisation. Curb your spending by creating a budget to get your savings back on track, so you can achieve your financial goals.

Debt Management

Eliminate the stress of managing your debt with the right strategy, structure & repayment plan. We can discuss your options on how to better manage and pay off debt.

Investment Strategy

Want to grow your wealth? We can help you investigate the right investment strategy and options to achieve your financial goals including your super, self managed super funds, property and shares.

Wealth Protection

What plans do you have in place to protect your lifestyle, if your ability to earn income was compromised? We can analyse your risk and plan around trauma, income protection, permanent disability and life insurance.

Plutus Financial Guidance is your professional Independent Financial Advisor servicing the Parramatta area

Plutus Financial Guidance deliver tailored and transparent independent financial advice and independent financial planning services. Our Independent Financial Advisor in Parramatta delivers independent financial advice with integrity, excellence and purpose. We help you develop, increase and maintain your personal wealth.

Our experienced Independent Financial Advisor in Parramatta can help you achieve the lifestyle you want for you and your family. No matter your age, income or goals in life – a financial advisor can help guide you on your personal journey to financial health and empower you with financial freedom.

Talk to your independent financial planner in the Parramatta area

At Plutus Financial Guidance we deliver personalised strategies for independent wealth management including financial advice to streamline your budget and saving, manage debt, make more informed investment decisions, better protect your income and wealth and transition to retirement.

Our aim is to help you get to your life objectives.

Whether you need assistance with estate planning advice, retirement planning advice, independent superannuation advice, independent wealth management or aged care financial advice – Plutus Financial Guidance is here to help.