What is independent financial advice?

We are certified independent. The CIFAA’s seal of approval shown on our website helps Australians select a financial adviser who operates without receiving incentives and without conflict.

What is a financial advisor and what are the services one offers?

A financial advisor is a professional who provides personalised financial guidance and advice based on your individual financial goals and circumstances.

Why are financial advisors important?

Financial advisors help individuals and families make informed decisions about their finances. Our expertise and knowledge can assist you in creating a tailored financial plan that aligns with your goals.

What can I expect during a consultation with a financial advisor?

During a consultation, we will typically start by getting to know you, your life goals, risk tolerance, and current financial situation.

How can I prepare for my first meeting with a financial advisor?

Before your first meeting, take some time to think about your life goals, both short-term and long-term. Consider any questions you have regarding our approach to financial planning.

How do financial advisors determine personalised strategies for clients?

Financial advisors determine strategies by conducting a thorough analysis of your financial situation. We consider factors such as your income, expenses, assets, debts, risk tolerance, time horizon, and future goals.

CIFAA-Certified Independent Financial Advisor Wahroonga

Meet your Independent Financial Advisor. We service clients in the Wahroonga, Sydney area

We undertake strategic analysis of your financial state and discover opportunities to improve and empower your financial decisions by using personalised financial modelling.

Plutus Financial Guidance are entirely independent financial advisors. We take no asset based fees, commissions, kickbacks – nor do we receive referral fees. This makes us very different from other Financial Advisors in Sydney.

We have no relation to any financial institution or product manufacturer, nor do we have any of our own products. This means we are not incentivised to sell products to you, unlike many other financial advisors. Instead, we focus on premium strategic advice coupled with independent product recommendations that are entirely in your best interest and are free from conflict remuneration. We are not restricted to any particular providers and do not have a limited list of products, meaning our advice is without undue influence.

Like a health practitioner, Plutus Financial Guidance provides you with an independent holistic service to help you achieve your independent financial goals. They are here to empower you to make better financial decisions and achieve your personal finance goals.

Professional independent financial advisor near Wahroonga

Plutus Financial Guidance manage themselves in a professional, ethical and socially responsible way when it comes to providing independent financial advice to their clients.

Plutus Financial Guidance pride themselves on their sense of community and care greatly for the people and environment around them.

Plutus Financial Guidance believe financial advice is very personal. They provide independent financial advice individually tailored to each clients unique set of goals and personal circumstances. Plutus Financial Guidance is here for you through your life journey and want to help you succeed in achieving your personal financial goals.

Not only can an independent financial advisor help you plan for a secure future, they can also support you through times of hardship.

An important part of wealth management is also planning for tougher times, as we all know life has its ups and downs. Protecting your income and assets during times of hardship is important as it provides a level of security for you and your loved ones. Plutus Financial Guidance can help you plan around redundancy, divorce, serious injury, illness and death.

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Introducing your dedicated Independent Financial Advisor in the Wahroonga area

Vince Lam

Principal Consultant MAppFin BCom CPA JP

Vince is an Accountant and an Independent Financial Advisor with over two decades of industry experience. He has worked for blue chip organisations such as Deloitte, ABN Amro, AMP, HSBC, Westpac & Energy Australia.

His academic qualifications include a Master of Applied Finance from the Macquarie University Applied Finance Centre and a Bachelor of Commerce degree from the University of Sydney. He also holds the Certified Practising Accountants (CPA) designation and is an Accredited Aged Care Professional.

One of Vince’s personal passions is his work in philanthropy. In past and present Vince has actively supported a number of organisations and causes, including Room to Read, Deaf Connect and has also established his own philanthropic organisation.

Vince is currently a board director of the well-respected Deaf Connect, as well as a Justice of the Peace (JP) of New South Wales.

Contact Vince, your local Financial Advisor today.

Your professional Independent Financial Planner near Wahroonga can help you with a wide range of independent financial planning services…

Retirement Planning Advice

Have the freedom to choose how long you have to work for. Make your transition into retirement smooth with the right strategy and early planning. Enabling you to have the retirement lifestyle you desire.

Estate Planning Advice

What happens to you and your family in life changing events. We can help you sort out financial affairs including general estate planning advice, marriage, separation and inheritance.

Budget & Savings Plan

Let us help you with cashflow design, calibration & optimisation. Curb your spending by creating a budget to get your savings back on track, so you can achieve your financial goals.

Debt Management

Eliminate the stress of managing your debt with the right strategy, structure & repayment plan. We can discuss your options on how to better manage and pay off debt.

Investment Strategy

Want to grow your wealth? We can help you investigate the right investment strategy and options to achieve your financial goals including your super, self managed super funds, property and shares.

Wealth Protection

What plans do you have in place to protect your lifestyle, if your ability to earn income was compromised? We can analyse your risk and plan around trauma, income protection, permanent disability and life insurance.

Plutus Financial Guidance is your experienced Independent Financial Advisor near the Wahroonga area

Plutus Financial Guidance deliver independent financial advice and independent financial planning services. Our Independent Financial Advisor near Wahroonga delivers independent financial advice with integrity, excellence and purpose. We help you create, improve and protect your personal wealth.

Our experienced Independent Financial Advisor near Wahroonga can help you achieve the lifestyle you want for you and your family.

No matter your age, income or goals in life – a financial advisor can help guide you on your personal journey to financial health and empower you with financial freedom.

Talk to your professional independent financial planner near Wahroonga – contact us today

At Plutus Financial Guidance we deliver personalised strategies for independent wealth management including independent financial advice to streamline your budget and saving, manage debt, make more informed investment decisions, better protect your income and wealth and transition to retirement.